Get quote from all the dealers. My recommended dealer is "Concorde, Guindy". For loan, go with SBI. I had spend Rs. 6080 till 15,000 kms for my Linea MJD. The maintenance cost works out to roughly 40 Paise per Km for my Linea. Our fellow member Sathya_sc did a minor dent/paint work for his Linea which costed him Rs. 1200 at the TAFE. Had it been VW/Skoda, it would not have been less than 4k.