Always take b2b insurance.... even though its slightly expensive, its worth it. we never know which idiot will come and bang you in indian roads and put the blame on us. i paid a very heavy price due to this in the first year itself !!! you can consider sbi insurance, which is the cheapest of the lot when i took, dont have experience of claim from them though. Black is quite majestic color, and with all those chrome in the new linea now(if you are a chrome lover), just make sure to visit 3M once in a year and maintain that shine and there is nothing to beat that. check this thread and say you didnt get bowled over by the shiny black :O : http://www.teamfiat.co.in/linea-1-4...my-new-linea-tjet-2014-a-2.html#post841908211 check horn thread for your horn queries: http://www.teamfiat.co.in/electrical-systems/2321-horn-upgrade-query-thread-8.html I am having bosch symphony, which is same as VW horn, and sound can also be tweaked for shrill or pleasant sounding, comes for around 600Rs. Mats, i suggest star 3D mats, many friends are using that and are satisfied and bang for the buck for that price, cheaper than any other 3D mats(kagu or max spider) : http://www.teamfiat.co.in/interiors/3507-3d-mats-query.html#post71236 Headlights, you ll be more than satisfied when compared to your old tata car, it ll be day night difference. Accesories, if you dont want any other cheap accessories provided by dealer, just ask for spoiler and plastic contoured mudflaps, they may budge for spoiler sometimes now they cant provide free sunfilm as its banned, their teflon coating n stuffs is nothing but a scam, seat covers, if provided free would be of cheap quality art leather for sure, which is very uncomfortable compared to pure leather or fabric seats.