My punto met with minor accident and there was a dent in rear door and panel adjecent to it. this was in march'2012 but at that time i didn't go for the denting/painting work as i was new to driving and thought that i will do all the repairs in a go once i will confident in driving. Today i have gone to the dealer & he has given me the estimate of around 10k for the denting/paintng job. But he is tellin gme that it won't be covered under the insurance as lot of time have been passed since the dents.i would like to know is it true what he is saying? I mean is there any time limit in this respect?