dear bros, while driving, i brushed my cars right hand side both the wheels onto a broken divider stone which had came out loose on the road. i had damaged both- front and rear steel rims as well as tires and my rear tire is flat in spite it is tubeless. and rear steel wheel is bent and wheel caps are bent both of them. speed 40kmph. the car vibrated twice with little dent on side body panel below doors. my questions are : 1. will my wheels and tires be replaced under insurance ? 2. are my brakes, axle and other parts be damaged ? 3. can i fit in oem alloy wheels , even tough i have steel wheels ?