Yesterday around midnight, while returning from office i saw the traffic move slowly a little ahead of Le' Meridian. I downshifted to 4th Gear and suddenly a big stone hit the windshield. What I was not able to see was that a 2 groups of guys were brawling on the footpath. By the time I could slow down, park and get to them, they were already on their bikes running away, as people started moving in on them. The stone created a 4 inch wide circular crack with concentric cracks inside.. I called up Fiat 24x7 helpline and asked if an FIR is needed to claim the insurance, they informed that it is not required and I can get the car to the workshop and will be advised by the people present there. Here are a few pictures I clicked today morning. Today I called up Millennium drive to inquire if they have the windshield in stock. unfortunately they did not. I called up Future Generali and registered a claim. I tried calling Pandit auto at bavdhan but there numbers were temporarily out of service . I got a call from Rajeev, one of the surveyor from Future Generali Insurance. He informed me that I can come to the FG office where they will estimate the damage and make an offer to me, if I agree, the amount will be transferred by NEFT / Cheque to my account, and I can get the job done from anywhere I want. When I explained that only the front windshield needs to be changed, the guy asked me to visit ASAHI workshop which is right opposite to Wadia college, in the premises of the petrol pump. He informed that FG has a tie-up with ASAHI and they can offer a cashless transaction, which means I only have to pay for the sealant. INR 1300(Approx.). Only the FIAT logo would be missing, as I am purchasing directly from the manufacturer and not from the dealer. I checked and found that the glass in punto is manufactures by AIS and ASAHI is now AIS. Im in a dilemma, if i give the car to the work shop I would have to wait indefinitely until the glass is available. then pay 50% of the cost of the glass. If I give it to ASAHI / AIS, I can get the job done in 6 hours as promised and would have to pay significantly less but I do not know whatqua to expect. What would you guys suggest?