My punto got its first wound, thanks to the stupid private buses in Noida. Was stuck on a ramp of an underpass in front of GIP. I was about a half a car length behind the bus that had stopped to pick up passengers. That fool kept rolling back, and cud,nt stop and banged into the bonnet of my punto. I tried to prevent the colllison by rolling back, but hit the car standing behind me. The end result: A damaged bumper on the front right near the lip of the bonnet. It has been pressed iniside around 2 cms., and a 6 inch diameter dent on the bonnet near the lip. My question, is it better to claim insurance or go for it through my pocket. Also not too sure about the painting expertise of A.S.S in delhi, any recommendations, please?