Hi Friends , Thanks a lot for being patient and giving the much needed support and advice. Since lot of threads getting updated frequently this thread didnt came in first few pages of unread threads.I never saw this thread and hence missed few posts. 2 weeks back I went ahead and gave my car to salvage people for 2 lakh Rs . had to pay 5000 rs @ TAFE Reach for doing that stupid repair estimate. I will come across on this topic soon .. Next day I went ahead and signed the agreement with Future Generali for final settlement of 2.2 lakhs as cash loss option . I received the cheque last week. So in total I received 4.2 lakhs for my 8 month old car. Now my reasons for suffering this loss rather than fighting with Future Generali. 1. Even after almost all the FIAT higher officials interacted with FG officials , they were not ready to go back on their stand. 2. Even though FG officials initially agreed for Total Loss and even they sent few salvage people to see my car, I didnt received any mail from them mentioning that my car is total loss. This gave them a chance to come back later saying that my car can be "repaired easily " . I was not able to find any reason for this sudden change. 3. I am not sure how long I will be in this part of country. So I was not ready to run behind these people and court for years. Afterall I recalled that I have to hear the same law which fined the lorry 500 Rs for causing this accident. 4. I was never ready to do this major repair on my car because of the well known service centers. I was not ready to spend another 1.5 lakhs on this repair from my pocket and then "hope" that my family will be safe in this car. Talking about legal notice to these insurance people is like a 2 year kid threatening to cause physical harm to a local gunda. The repair estimate was prepared by Mr Christopher from TAFE Reach. He took more than 2 weeks to prepare this hopeless repair estimate. When he put complete engine as replacement as "one part" and then adding individual engine parts separately in the repair estimate I fail to understand what he should have smoked while preparing this estimate. When I questioned him on this I heard the famous answer " Mistake Saar". His estimate of 9+ lakhs excluding tax came down to 3.2 lakhs insurance liability for FG including all tax . I cancelled the linea booking and had to run behind them for a month to get the booking amount. I am not blaming anyone for all these . It is just my bad time. Thanking GOD that my family is safe. I really pray that no one should face this issue in their life. Considering the tension given by these FG people for last few months the accident days were so normal for me. So currently my companion is my little old zen. Will wait for a year or so to invest in my new car. Hopefully FIAT will launch a model that I require at that point of time .. The FIAT officials has given me wonderful support during this period and I realize that my faith in FIAT car has grown more .