Hi guys , ..my car ( punto 1.4E pack) met with an accident and now lying at TATA motors workshop. Thankfully by grace of GOD we all are safe without any injuries. my car would be a year old in couple of days. the estimate that they have quoted is around 2.75 lakh excluding airbag which may cost extra( after thourough inspectiom) MID shows airbag failure when turned on. a lot of other damaged parts ( meaning additional cost) will be evauated once things are opened up. (i might have to end up paying close to 90k plus 50% airbag cost as additional.) IDV of the vehicle is around 5.3 lakhs. ...my concern is after the huge list of items to be repaired at the workshop i am in doubt about the fitment quality of the workshop in general as compared to the factory fit. (not targeting TATA motors here, i am sure they are a lot better than a lot of other authorised garages) [ the engine is not damaged but the chasis needs some cutting and welding] my friend suggested tat i should look for the option of my car being totalled, as any way i might end up paying close to 1 lakh with air bag expense in tow and the fact that i might get a new vehicle with the IDV and 1 lakh. i need help from you guys with regards to total loss claiming conditions and whether i can make use of it please help me out as i am a total noob out here ---------- Post added at 12:07 AM ---------- Previous post was at 12:04 AM ---------- i am at loss of words right now as still grieving with what happened..maybe once things get sorted i shall post a thorough documentation of what exactly happened.