Updates after a really long time. June 2016: Got the front Discs and breakpads replaced from KHT motors. Total cost: ~7150/- August 2016: Crossed 50k KMs. Got the 4 year/60km service done at KHT motors. - All fluids were replaced - Clutch kit replacement - Timing Chain replacement - Rear breaks cleaning - Boot hydraulic system replaced Many of the timing chain parts (chain, tensioner, cam gear, crank gear) were covered under extended warranty as the replacement was necessary even before the prescribed 60k km schedule & the service history was clean. Got excellent support from KHT during the claim procedure and it was a delightful service experience. Total cost: ~27.5k A carelessly driven Tata Nano had made scratches on RH rear door, quarter panel & bumper. Got them repainted from KHT (done at tata workshop as fiat service center is operating at a makeshift place and no bodyshop available). Claimed insurance and again the entire procedure was very smooth with Future Generalli. Total expense was ~13k and had to pay only less than 2k as I had a zero dep plan.