About me : http://www.teamfiat.co.in/introduce...-tfi-saying-hello-all-friends.html#post191278 I've already booked FGP 1.2 F.I.R.E Dynamic after several months research and financial calculation. But yes, there one thing I missed to do in detail is discussing the decision to buy petrol Punto with my wifey. Thinking I know what am doing and I know it better, but I was wrong. After hours of discussions, we realized our driving is going to increase. She wants to do more unplanned trips without worrying on fuel cost. I have at least ten days left before I start my loan proceedings. So we are seriously thinking, to change our booking to Punto 1.3 MJD Active instead of Punto 1.2 F.I.R.E Dynamic. This will surely happen if the OTR price difference between Dynamic Petrol and Active Diesel is going to be around 30K. - 35K. I know I will miss out safety features, but whatever I buy and it is going to stay with me until next decade. I can't stretch my budget to Dynamic Diesel for sure. I've even inquired RDC and RAMKAY in Chennai for 2012 Punto's , they claim there isn't any stock left. Here's what I believe might justify my decision for Punto 1.3 MJD(2013) Diesel Active 1. I will be buying with extended warranty and Zero Depreciation insurance. Should cover major worries till 5 years. 2. Can afford maintenance of 10-15K /Year 3. Running expected is 10000-12000 KMS/ Year 4. Considering the cost difference is 35K between F.I.R.E Dynamic Vs MJD Active, I should break even @ 2 years based on calculations(excel I picked up from TFI helped me to arrive at this) 5. Keep the car for next ten years minimum. 6. Gives me a flexibility and increase more for unplanned trips, saves daily fuel cost. 7. Expecting the TCO for Diesel to be less than petrol over ten years considering my current usage. Every opinion will count friends, please share your thoughts.