Insurance from which company?

Guys, my insurance is due in November 2010. Please suggest which I need to opt.

My current insurance is from Future Generali and I've taken claim twice so far.

Ex-showroom price has been increased by around 31K. I am not sure weather old ex-showroom value or new ex-showroom value or value in insurance paper would be considered by insurance company.

I think depreciation should be calculated on new ex-showroom value as this can give current actual value.

Nitin as far as i know depreciation would be calculated from the old value and not new value.

Yes the depreciation is calculated on the old value and not on the new one..

Andy, Tata-Aig is ready to give IDV as 390000 but premium is around 13900. My Lats year IDV was 379500. And this premium covers 2 times 100% cover (Full amout of Fiber, glass etc.) + Hotel Facility upto 10000 for family per night + 24X7 RSA with Tow facility.

On top of this, TATA-AIG is cashless in Elegant Cars where I go for ASS. I think its good deal. What do you say?

I guess it wont have depreciation on metal parts as well..

I guess my friend Quaid has got the same one.. Its a great deal... GO for it...