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Insurance for Fiat Cars - Discussion

Discussion in 'Insurance & Loan Reviews' started by Ravi, Jun 17, 2010.

  1. ramjn

    ramjn Staff Member Janitor

    Messages:
    5,243
    Chennai
    Linea 1.3
    I got this quote from one of the Fiat Dealer (RDC Fiat) in Chennai. They have cashless facility with Bharti Axa.
  2. PatchyBoy

    PatchyBoy Esperto

    Messages:
    2,438
    Bangalore
    My insurance expires this month. I am considering going with this (almost finalized) from Bajai Allianz

    Insurance.JPG


    Final Premium Rs. 9806 (hidden by the forum watermark)

    Anything that is amiss?

    Rajan
    Last edited: Aug 3, 2013
  3. mayurshah

    mayurshah Amatore

    Messages:
    146
    Banagalore
    Try a quote online from policy bazzar etc for the same itinerary and company u may save little

    Sent from my GT-I9300 using Tapatalk 4 Beta
  4. PatchyBoy

    PatchyBoy Esperto

    Messages:
    2,438
    Bangalore
    This was based on an online quote from Policy Bazaar. I negotiated a bit more and got the final price down by another Rs. 800.

    Rajan
  5. mayurshah

    mayurshah Amatore

    Messages:
    146
    Banagalore
    Thats great

    Sent from my GT-I9300 using Tapatalk 4 Beta
  6. amargawade90

    amargawade90 Superiore

    Hello Friends , My insurance expires Next month (One Year completing to MY TLK ), I Got Following quote :

    Future Generali :

    IDV : 559994
    Premium : 12801

    Bajaj Allianz :
    IDV : 550000
    Premium : 14120

    ICICI ( though online )
    Insured Declared Value (IDV): rupeeSample.png 437328
    Premium Estimate* : rupeeSample.png 11452

    SBI
    IDV : 560000
    Premium :11895 ( I Select Punto Emotion Pack , here because OLD Punto EP = New EMOTION )

    So , Should i Stick With Future Generali or choose other, Any suggestion Please...
    ( I dont know anything about this procedure , So Please help Me to chose right one )
    Last edited: Aug 17, 2013
  7. amargawade90

    amargawade90 Superiore

    ICICI ( through call )

    Insured Declared Value (IDV): rupeeSample.png 577000
    Premium Estimate* : rupeeSample.png 14300
  8. pdydeva

    pdydeva Regolare

    Messages:
    442
    India
    general doubt

    I have this question (which may sound silly to some) regarding the repaired components replaced through insurance.

    If a car meets with an accident and the bonnet is damaged beyond repair, sure they'll replace it. Now, who owns the damaged bonnet? Insurance company or the vehicle owner?
    One of my friend's i10 undergone such a insurance claim and the workshop was ready to give away the damaged bonnet, which my friend could have sold to some scrap merchant for some hundreds. Whereas, Maruti said the damaged components belong to insurance company and they'll scrap it.

    Can someone advise as whose claim is correct?
  9. shams

    shams Esperto

    Messages:
    2,388
    Bangalore
    ^^ thats correct. for any parts replacement, whoever pays for the new part owns the damaged one.
    1. it can be insurance company in case of an insurance claim
    2. manufacturer in case of warranty claim
    3. owner if he pays from his pocket.

    for cases where vehicle is damaged beyond repair, insurance company pays some part of money to owner while some part is paid by the scrap buyer directly (arranged by the ins company) to owner
    1 person likes this.
  10. ramjn

    ramjn Staff Member Janitor

    Messages:
    5,243
    Chennai
    Linea 1.3
    I got the lowest quote from SBI General Insurance. Is it good?

    They have given me a quote of Rs. 12985 (Comprehensive) with an IDV of 7.70L for my Linea.

    And they provide the following offers.

    Special offers from Mahindra First choise exclusively for SBI General insurance clients ( till Jun 2014)
    Free washing of your car
    free wheel alignment of your car
    Paid labour service , wheel alignment ,wheel balancing at Rs. 999/- only
    20% off on VAS for your car
    25% off on interior cleaning

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