Future Generali Insurance Renewal My car insurance is due to expire on the 13th of May. The agent from FG called up, to say that my premium was 11.7K and he'll be more than happy to come and collect the cheque. SOme questions that come up in my mind are He says this is inclusive of the NCB, which I doubt? ICICI gives a quote of 14K online, but then again is this a 0 depreciation cover, tried calling too, but no respose? What type of policy does FG normally sell along with the car? Didn't bother much at the time of buying, as dealer quoted it was free, if and only if I go with FG. Else I had to pay the difference of 13K. Also does FG have something like a 0 depreciation? Please suggest.