Guys, Today morning I was put into an uncomfortable situation, not by anybody else, but by circumstances. Here is what had happened. When I bought my Punto, I insured it with Bajaj Allianz. The Sales Rep who was in touch with me during the process also happened to be the marketing manager. He was quite friendly and helped me out in both my claims. In the mean time, he became a kind of friend too as he stays close to where I stay and belongs to my age group. Come August, my insurance will expire. So, I called him up twice for renewal. In both the calls, he answered that he will get back to me. But he didn't. A bit frustrated I was, I started dealing with Tata AIG. And after reading Amogh's review. I got in touch with their tele-services department and I was given an offer. I accepted it and agreed to pay by cheque. The sales rep from AIG came to my home this morning at 9am and collected the Cheque. A while later at 9.15am, as fate may have it. I got a call from my SP from BA. And here is how the conv. with him went. BA: Sir, How are you? And when shall I come to Home to renew the Policy? I: (Not knowing whom to curse)I answered ,"When I made two calls, you never got back to me. May I know the reason why?" BA: Sir, Bajaj is not renewing policies for those who made 2 claims or more. So I had to fight to get the renewal for you. Since I wasn't sure of whether you will be getting the renewal or not. I couldn't call you back. ( I kinda agreed with what he said. As I read earlier that Bajaj is not renewing policies for those who made 2 claims) I: Since you didn't repsond to both my calls. I got in touch with AIG. I'll try to terminate their offer and get back to you. (I cut the call) Now, I want to continue with BA because this guy made sure that both my claims went trouble free. During all the conversation except the last two, he promptly responed and helped me out to get things done. In one occasion, he even went a bit further to get my claim approved for accumalated damages. Now that if I move to AIG, I may not be haivng a point-of-contact. Though their offer looks lucrative, I kind of believe that without a person whom I know personally, I cannot have a smooth relationship with them. Also, I'm getting a considerably lesser quote from BA too ( though this is not a significant factor). Lastly, I'm planning to sell my car this year. I'm sure BA sales rep will help me out for a smooth transfer process. So guys, I'm really confused as to what to do. Please help me out This is what I have done- I asked the AIG rep to return my cheque. He said he will. But he hasn't till now. In the mean time, I'm gettinng a lot of calls from guys in Bombay to give them a chance.