Welcome to TFI. You have been given too many suggestions.. Here are mine (repeat of a few others). Go for diesel, as it is your first car and you love travelling. You will be travelling more often than (1200km/month). Diesels will be light on your pocket. 90 HP or 75 HP, given to your choice (of TD feeling, Rs you can shell out). But, go for emotion variant, that has the max safety features. Cheers. Turbo lag, I would like to quote @Sapam : With proper usage of gears you will hardly feel any turbo lag.