Agree, this can happen with any insurance provider, but following this case closely and with having concrete evidence of FG literally cheating a fellow member prompted me to start this thread. "Can we officially boycott" was a question that I raised to the forum, and we want healthy debates on the same and hence the poll with option yes or no. Neither my intention nor the forum intends to impose upon any member to use or not use FG. I used the word "Official" simply because I came across many member who expressed they wanted to opt out of FG especially after this incident. Instead of talking within ourselves on opting out of FG, I thought it would be better to voice out. But if the term "Official Boycott" seems harsh or unwanted, I would request the mods to please remove the same. Same is the case with me In fact for the second year I continued with them, but come Feb2013, I will move on.