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Car Insurance Expired 2 Years back what to do

Discussion in 'Insurance & Loan Reviews' started by AbiS, Sep 15, 2014.

  1. AbiS

    AbiS Timido

    Messages:
    15
    Hi Friends,

    I have a Linea diesel MJD 2009 model, and the insurance expired 2 years back... Frustration.gif . Please suggest which insurance would be better to go with for FIAT cars. I was offered below for package insurance:

    HDFC ERGO IDV 2.9 lacs and premium around 10250.
    L & T IDV 3.7 lacs and premium around 12250.

    Please advice for taking the better insurance.

    Thanks in Advance
  2. Ravi

    Ravi Staff Member Janitor

    Messages:
    6,001
    Bangalore
    Grande Punto 1.3
    Check also with Royal Sundram, most preferred one.
    Also check with which your dealer has cashless arrangements, and check quote with them as well.
  3. nkrishnap

    nkrishnap Staff Member Janitor

    Messages:
    1,900
    Bangalore
    Bangalore
    Linea 1.3
    Do get a quote from Royal Sundaram Insurance company. In any case since the insurance is already long back, the insurance company representative will inspect the vehicle thoroughly before they issue a policy.
  4. Arryan

    Arryan Regolare

    Messages:
    257
    Bhilai
    Linea 1.3
    Are you talking about a comprehensive policy ?
    However, for the IDV given, the insurance premium seems to be on a higher side.
  5. AbiS

    AbiS Timido

    Messages:
    15
    Yes I think they are charging high because of the expired policy.
  6. Anup

    Anup Regolare

    Messages:
    303
    Bangalore
    Bangalore
    Grande Punto 1.3
    Try Tata AIA. I have got it from my Palio and my friends Baleno which also had a lapsed policy for 2 years.
    For my Palio Sundram just stopped following up post 6 years, my policy lapsed for over 3 months because al the time they said that someone will come to collect the check. I then called Tata AIG then and since 2009 it's going good.

    Even to do the survey the executive will come till the door step.

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