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Car hit on left fender

Discussion in 'Fiat OEM Spares & Accessories' started by ngaurav2005, Jan 21, 2011.

  1. ngaurav2005

    ngaurav2005

    Messages:
    11
    Noida
    Hi All,

    Today I had a bad day. While going for lunch today I got hit on left fender and wheel cover by a impatient biker. When he found he has to wait for 82 second on red light he suddenly accelerated his bike, while looking probably at a girl on next car, and hit my car on left fender with his leg guard. He made a successful run, but I got a bad dent on my new Punto(2 month old). It turned the fender inside and looks bad, ofcource it looks(owner's emotions) more bad on new car. So I would like to have suggestion, from you all what to do to get it corrected. Shall I go for insurance claim or pay it on my own. What does a punto fender cost?

    Thanks | Gaurav Nigam
  2. vIjAy_kHaSa

    vIjAy_kHaSa Esperto

    Messages:
    1,353
    Panchkula
    ngaurav2005, sad to hear about the incident
    Post some pictures of damage.Fender can be repaired and repainted, leg gaurd can't damage it beyond repair.
  3. varin11

    varin11 Superiore

    Messages:
    821
    Mumbai
    Bombay
    Linea 1.3
    It can be repaired and brought back to its original shape.U claim insurance otherwise why u paying the premium to the insurance company.
  4. Ravi

    Ravi Staff Member Janitor

    Messages:
    6,001
    Bangalore
    Grande Punto 1.3
    Yes, do use insurance if the cost of repair is anything 3-4K+.
    Also, its just 2nd month, so if again any small things also can be used through insurance. After all you would be paying more premium (no, no claim bonus).
  5. mescotc

    mescotc Amatore

    Messages:
    242
    Boisar , Tarapur
    Hey man ,
    My suggestion is wait for another 9 months for some more dents , scratches & claim insurance at the end of insurance period , by doing this u will make full utilisation of ur paid premium. if ur claim value is greater than 1.2 times of premium value you can claim it now, but in ur case its less than 5k , if u claim now you will have to get ur car insured again.

    Atul
  6. Viny

    Viny Esperto

    Messages:
    1,742
    :)
    Why would one need to get car re insured again? :confused
    Kindly explain in detail about your logic of 1.2times of premium value?
  7. rajeev_pillai

    rajeev_pillai Regolare

    Messages:
    420
    Mumbai
    Kochi, Kerala
    Grande Punto 1.2
    Left fender costs Rs. 1200 + painting charges + labour. it is a day's job.
    I had a dent and replaced it under ins. claim. If you don't claim, the same can be done around 3-4K, however my bill was 8.5K. ::V

    I think atul is talking about NCB.

    Rajeev
  8. mescotc

    mescotc Amatore

    Messages:
    242
    Boisar , Tarapur
    In dec 10, I had two instances,
    once due to my mistake ( rather extraordinary reversing skills !, actually i didn't noticeced the pole) , & another due to a reckless auto driver who scratched rear rhs , wheel arch ,
    Pls. suggest what should i do,

    repair or replace , how much claim will i get ?

    Atul

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  9. mescotc

    mescotc Amatore

    Messages:
    242
    Boisar , Tarapur
    @anybody ???

    Atul
  10. Ravi

    Ravi Staff Member Janitor

    Messages:
    6,001
    Bangalore
    Grande Punto 1.3
    I think nothing major, so no need to replace.
    Just get it repaired or even you can leave it as it is.

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