Hello All, After all deliberations and reading of articles finally have zeroed in on buying a Punto 2012 MJD 1.3 Emotion . Navi Mumbai Fortune motors has given the following quote. OTR: 7,91,000. Insurance : 24,500 ( waived off for value pack of 4000 rs) Corporate discount : 3000 Effective OTR : 7,68,000. Wanted to know is this a good quote, or there is any chance it can be reduced even further. MY initial interest was 90 HP variant, but learnt that only sportz model is available in this variant. Which doesnt interest me, with cosmetic stickers and no attractive colour for my liking . your views and suugestions are welcome.. Also will like to know how to go about taking a car loan.