Banks Review: Share your experience

I am also a Priority customer of Axis Bank, Basaveswara Nagar, Bangalore. I am happy and fully satisfied with their services. Like any other good gadgets, there are some bugs even in my Priority account! Many years back, I submitted my documents and complied with KYC norms. But still, when I log in to my Internet banking account, there is a pop-up message asking me to comply with KYC norms! I escalated the matter to the highest possible level, but in vain. My RM tried her best to cancel the pop-up message, again, in vain. The standard reply I used to get was, please ignore that message, sir!

Apart from that, I have saving accounts in State Bank of India, Basaveswara Nagar, Bangalore and Royapettah, Chennai. Their Internet banking safety features are at par with the private banks like Axis Bank. Their services have also improved a lot. Both the branches are fully air-conditioned and follow a token system ensuring first-come-first-served basis.

I have another saving account with locker facility at Central Bank of India, Kamalanagar, Bangalore. This account is mainly for ECS payouts for BSNL and BESCOM [electricity bills]. But their service is just so-so. I don't do much transactions apart from monthly ECS payouts to the telecom and power utilities.

 

I do have a Priority Customer of AXIS Bank (My salary account , opened by my company) for the last four years. Fully satisfied with their service. Internet banking works fine.

I have a saving account with State Bank of India for the last twenty years ( where ever I am located at that particular time) and also have a housing loan account with them. As Ravi sir said their services have improved a lot with the ATM and internet account services etc.

 

I am happy with Service of Citi Bank and HSBC, I did not have any problem from them from past 10 years.My wife has AXIS bank account , I think it's time to revive that for Movie tickets.

 

I have had accounts in ICICI, HDFC, and SBI. The first two were salary accounts and the last is savinga account. I have been very satisfied HDFC, they are very prompt and I never had any issues with them. SBI, though they have changed a lot, there are some age old stuff still followed to the pint of irritating.


And now in SBI, you can deposit cash with using just the debit card. It works like this:
Hand over the cash and the debit card to the counter designated for paperless deposit.
The counter executive counts and confirms the amount and swipes the debit card.
He then asks the customer to key in the PIN. Punch your PIN and you are done.
No pay-in slips, no signatures, no begging for pen to fill up the form!

 

I have had good experience with ICICI and AXIS.

SBI is like government office. I asked SBI manager for car loan and he says "How will you pay your loan If you get married? Won't you have to buy a house and pay EMI and also manage your family? A car is not neccessary for you"

He should have just told me wether he can sanction the loan or not. I just picked up my mobile from pocket, filled in the details on bankbazaar and got the loan approved at the comfort of my home from AXIS bank. No questions asked. I like Axis for loans.

 

I think HSBC too has that but only for credit card payments, not for regular cash deposits.