Thomman, If the budget was not a constraint, sure it's a miss. People generally opt for 75 HP when don't want to spend extra Rs. 40000. Anyways, when i drove a 75 hp, i noticed that there is crystal clear difference over 100 kmph. It feels lazy compared to 90 HP. Variable geometry shows it's true colours & maintain that top end grunt beautifully. Reason is simple, though the peak torque may be almost similar, VGT always hovers around the peak torque for most of it's RPM range where 75 HP is more like a SINE wave. It declines steeply@higher RPMs. That is why 6 sec & 8 secs difference is observed for 80-120 kmph & 100-140 kmph. Lower than 100km/hr, with the right gearing one would struggle to decide if it's 90 HP/ 75 HP. For that awesome top range, Rs 40000 seems like a bargain to me, quite frankly.